Nationwide Better Health adds group disability plans to workplace benefits offering

Nationwide Better Health^SM recently enhanced its workplace benefits offering by adding group short-term and long-term disability plans with flexible features and benefit levels. The company's workplace benefits portfolio, which also include group term life insurance, group dental plans, medical stop loss insurance, business travel accident, and accident/hospital Ca$hBack plans^SM, allow employers to provide benefits that help safeguard their employees' physical and fiscal health.

“Not all disabilities are the same. And neither are all employers. We offer a choice of group disability plans so employers can build the plan that best suits the needs of their firm and their employees”

"Without regular income, most people aren't prepared to cover their daily living expenses, let alone ongoing financial obligations if a disability would prevent them from working," said Melissa Gutierrez, vice president of Nationwide Better Health. "Our group disability plans can help employers provide peace of mind and long-term well-being for their employees and their families."

Many people are not prepared for the effects of debilitating injuries and illnesses

Employees face a greater chance of serious long-term disability than having an auto accident, a home fire or even dying young. In fact, 30 percent of employees just entering the workforce will become disabled before retiring. Roughly one in seven people will be disabled for five years or more before retirement while 72 percent of Americans don't have enough savings to handle short-term emergencies.

"Not all disabilities are the same. And neither are all employers. We offer a choice of group disability plans so employers can build the plan that best suits the needs of their firm and their employees," added Gutierrez.

Nationwide Better Health's long-term disability plans, which are underwritten by Nationwide Life Insurance Company, offer features and services that make it easier for employees to return-to-work while improving their overall health and well-being. The plan offers rehabilitation and return to work incentives such as social security coordination assistance and workplace modification, along with optional benefits and services to enhance the base plan such as 401(k) or pension plan contribution, spousal disability coverage, or extended or dependent care benefits.

Nationwide Better Health's workplace benefits products are backed by the financial strength and long-term stability of Nationwide^® which has an A+ rating from A.M. Best, Moody's and Standard & Poor's.