New cost-effective dental and vision care coverage options from UnitedHealthcare

UnitedHealthcare’s Golden Rule Insurance Company has introduced new cost-effective dental and vision care coverage options for individuals and families in Alaska, Arizona, Colorado, Iowa, South Dakota and Wyoming.

The new dental plans are available to consumers of all ages – including Medicare recipients and children – and do not require applicants to have any other insurance plans through Golden Rule or its affiliates. Applicants for the plans will automatically be accepted if they meet residency requirements and have no other dental insurance. Customers who purchase the dental plans in Arizona, Colorado, Iowa, South Dakota and Wyoming also can add vision coverage as an optional benefit.

In addition, new customers purchasing Golden Rule health plans in all six states can now add dental coverage as an optional benefit.

Golden Rule’s dental coverage features 100 percent coverage for preventive care with no deductible and no waiting period, as well as savings through UnitedHealthcare's extensive network of 73,000 dentists. Benefits of the new vision coverage include comprehensive eye examinations, prescription glasses and contacts. To help consumers keep their costs lower, discounts are offered through UnitedHealthcare’s vision network of more than 24,000 private practice and retail chain providers.

“Dental and vision care are an important part of overall health and wellness,” Golden Rule CEO Rich Collins said. “Especially in today’s economy when trips to the dentist or eye doctor can be difficult to budget, our new coverage options can help individuals and families take better care of their health at a more affordable cost.”

Golden Rule offers a wide range of quality health insurance options for individuals and families, including lower-cost high deductible plans, health savings account (HSA) plans and more traditional copay plans.

In addition, Golden Rule offers short term health insurance designed to bridge gaps in health insurance coverage for workers between jobs who find COBRA too costly or who are not eligible for COBRA, new graduates looking for work, students dropping off their parents’ plans, new employees not yet covered by employer plans, early retirees awaiting Medicare eligibility and others whose lives are in a time of transition.