Today, the Pharmaceutical Research and Manufacturers of America (PhRMA) launched Access Better Coverage.org, a new website designed to educate consumers about the ABCs of health coverage and access to prescription medicines.
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The new site introduces important resources to help people better understand how health insurance works and what to expect from their coverage, including a series of white board videos explaining basic insurance terms like deductibles, copays and coinsurance, and how formularies and tiers work.
While health insurers apply a range of tools to try to manage health care costs, in some cases the tools put a burden on patients and their providers. A new video featured on the site walks through these possible hurdles and the resources at AccessBetterCoverage.org may help patients overcome them.
"We know health coverage can be confusing and overwhelming – particularly for those purchasing it for the first time – so we wanted to create a simple, straightforward resource to help demystify the process and equip patients to make coverage decisions that are right for them," said PhRMA President and CEO John J. Castellani. "Our primary goal is to ensure patients have access to the health treatments and services they need."
The site also features an interactive glossary of health care terms, news updates, research and primers on coverage basics helping consumers better understand this complex piece of the health care system.