1. Tim Tishler Tim Tishler United States says:

    I have been telling people this for years.  Dental insurance is not truly an insurance.  It is a plan to help you pay for your dental care.

    What the author fails to note is that all dental disease is preventable, including his advanced periodontal disease that caused him to lose his lower front teeth.  Daily flossing and regular preventive cleanings and checkups would have prevented this.  Regular preventative dental treatment over the years will cost you less in the long run than waiting until you have a dental emergency.

    The problem is that people don't like to floss and don't like to go in for regular dental cleanings.  They like to wait until they can feel something is wrong.  The problem is that by the time dental disease is noted by the patient it is very advanced.

    • Kathryn Reesman Kathryn Reesman United States says:

      Sorry but you are incorrect on at least this issue.  Not all dental or dental-related diseases are preventable.  Re-read the article and you will see the author's condition is Not due to lack of brushing and flossing.  Look up Pemphigus Vulgaris, for example.  NO known cause (so not 'preventable'), No cure, and treatments greatly vary in effectiveness. Existing on just soup and smoothies, shuttled between periodontist and dermatologist for care. Patients require visits every 60 days, if not more frequent - that is a lot of out-of-pocket costs for anyone with any insurance coverage. And thousands suffer from this condition.
      Overall dental insurance is decades behind in what is covered. 1 exam and 2 cleanings per year is insufficient for a majority of patients.  And the prices for what is covered is also extremely out-of-date and not at all reasonable for what treatments actually cost.  
      A previous insurance company needed to price my cleaning by 'how many teeth were involved' - the entire mouth/all of them -but no, they required a total number!  charge calculated per tooth?! Then I realized they were based in Kentucky - number of teeth must vary greatly there.

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