We signed up for a 0 plan in the Nov - Dec period because what we had went from $28 to $123.  It did not have a prescription plan.  We found one with Secure Horizons and signed up with them.  We Got a letter from Humana that said we were cancelled.  Don't believe them.  They debited our checking acount 2 times $123.  On a limited income this is very hard to pay your bills when $246 is taken from your account.  Called them - gee they don't know how it happened.  Have we got our money back yet - NO.  Called this morning.  They are working on it (don't believe that) and it will take at least a week for accounting to straighten it out.  The person on the line said they would e-mail accounting.  That is like saying the check is in the mail.  Don't really know how to get this straightened out except to just keep calling.  They have our money by fraud.  Anyone know of anything else that can be done.  Thanks